Personal Contract Plan
The benefits of PCP
Replace your car more often - giving you the best of safety, performance, design and economy every time you change your car.
Reduce your risk - your Guaranteed Minimum Future Value (GMFV) protects you against unexpected falls in used car prices.
Flexibility - at the end of the agreement you can Renew, Return or Retain your Ford (see below)
Choose from three options at the end of your agreement.
Option 1 - Renew your Car
You can enjoy all of the benefits of a new car, more often. If you would like to renew your car you can trade it in at your Dealer or sell it privately once you have settled your account. Any excess value over the GMFV can be used as a deposit towards your new car.
Option 2 - Return your Car
Your pre-agreed GMFV gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.
Option 3 - Retain your Car
This gives you the flexibility to own the car at the end of the agreement. All you need to do is arrange payment of the GMFV, which was deducted at the start of your agreement, plus the purchase fee. We'll contact you before the end of your agreement to make sure you have plenty of time to decide which option is right for you.
Renewing your car before the end of your agreement
You're in complete control, with the flexibility to renew your car at any time during your agreement. Find out more about our current promotions. Your Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.