Used Vehicle Finance

Ringways Garages LTD work in conjunction with two of the UK's leading finance houses; Black Horse Finance and Ford Motor Credit. With their expertise, we can offer an extensive range of finance products tailored to meet the needs of both the private and business customer.

There are many ways to finance your new vehicle including:

Ford Options
This plan is ideal for customers who want to renew their car more often, whilst being provided with the security of a Guaranteed Minimum Future Value. Click here for more details.

Hire Purchase
The flexible option with fixed monthly payments over an agreed period that enables easy budgeting and the option of vehicle ownership.

Personal Contract Purchase
Low monthly payments with added peace of mind of the benefit of a guaranteed minimum future value. At the end of the agreement you have three options: part exchange for a new vehicle, pay the final payment and take ownership of the vehicle or hand the vehicle back (subject to conditions).

Lease Purchase
The advantages include a low deposit and reduced monthly payments. A balloon payment, which is a percentage of the anticipated value of the vehicle, is deferred until the end of the agreement.

Contract Hire
Available for business users only. Monthly rentals are reduced as the finance company can reclaim the VAT on the purchase price of the vehicle. A proportion of the rentals may be allowable against tax. A maintenance option is available. The finance company is responsible for disposing of the vehicle.

Leasing
Available for business users only. The vehicle is hired from the finance company and rentals, which are subject to VAT, may be reduced by the inclusion of a balloon. Disposal of the vehicle remains the responsibility of the hirer.

Ringways Motor Group have a designated finance expert in each of its dealerships. If you would like advice on which payment method would best suit your circumstances please contact your preferred dealership in either Leeds or Doncaster.

Call us for a quote on 0844 701 6819 (Leeds) or 0844 701 6825 (Doncaster)